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- Financial Education
- Freedom of Choice
- Secure payment vs. cybercrimes
- The Most Widely Used
- Social and Financial Inclusion
- Local Commerce
- Emergency Situations
- Balance of Power
- Savings Management
The sustainability of the business of cash
The Cash Report: a roadmap to sustainability, which highlights the progress achieved in the past decade by the cash industry to reduce its environmental impact. It also challenges some of the myths and erroneous concepts about the sector, while also questioning the idea that digital payments are a low carbon impact alternative to cash.
Sustainable information technology is the backbone of a greener future.
When we think of the environment, things like pollution, waste, deforestation etc. quickly come to mind. But it is important to understand that information technologies (IT) used by companies also have a lasting effect, especially after the digital acceleration during the Covid-19 pandemic. Are organizations doing enough to make these tools sustainable?
The different types of money in today’s economy
All forms of money are denominated in a certain currency; by sharing this currency, individuals in a community share a means of economic value, a means to store value and a combination of instruments and procedures to transfer this value; in this way, central bank money and commercial bank money are different forms of money that coexist in a modern economy.
The digital euro
This past November 7th, the president of the European Central Bank, Christine Lagarde, stated that “the basic principles of the design of the digital euro” are progressing “satisfactorily” and that the eurozone is at a stage that is “relatively advanced in the exploration of a digital currency of the central bank”. This digital currency would be public money synthesized into an electronic format and available for use by any person, business, or institution. In principle, it would be designed to coexist and have the same value and stability as the common physical currency.
Access to cash in cases of crisis and emergencies: international lessons
In December 2022, the Brandenburg Institute for Society and Security (BIGS in its German acronym) published a document titled “Access to cash in cases of crisis and emergencies: international lessons”. The goal of this work was to compile and structure data and information about crisis situations in different countries, as well as to identify the best international practices in relation to access, distribution, and the importance of cash in these types of circumstances.
The National Financial Capability Study (NFCS) produced by the FINRA Investor Education Foundation in the United States. (FINRA is the Financial Industry Regulatory Authority).
The Financial Industry Regulatory Authority of the United States (FINRA), in collaboration with the University of Montana and the IZA Institute of Labor Economics recently published a report in which it analyzes the evolution of financial knowledge among American adults in the years 2009-2021. The main conclusion of the report is that these financial skills have been constantly declining in the last few years, especially among young adults up to the age of 39. On the positive side there is at least a recognition of these shortcomings, which opens the door to formative campaigns.
BECOME A PART OF PLATAFORMA DENARIA
From the denaria platform we want to gather all the voices, organizations, associations, public or private entities that want to join the movement in the Cash defense.
We listen to all groups, their needs and interests, to build a common movement that brings together the different voices in favor of cash.
Because together we add more, join the Denaria Platform!