{"id":5264,"date":"2023-06-16T11:43:45","date_gmt":"2023-06-16T09:43:45","guid":{"rendered":"https:\/\/www.plataformadenaria.com\/2023\/06\/16\/el-efectivo-fue-el-metodo-de-pago-mas-utilizado-en-los-puntos-de-venta-de-la-ue-en-2022-segun-el-informe-anual-del-banco-central-europeo\/"},"modified":"2024-04-20T10:12:13","modified_gmt":"2024-04-20T08:12:13","slug":"cash-was-the-most-commonly-used-payment-method-at-eu-points-of-sale-in-2022-according-to-the-ecbs-annual-report","status":"publish","type":"post","link":"https:\/\/www.plataformadenaria.com\/en\/2023\/06\/16\/cash-was-the-most-commonly-used-payment-method-at-eu-points-of-sale-in-2022-according-to-the-ecbs-annual-report\/","title":{"rendered":"Cash was the most commonly used payment method at EU points of sale in 2022, according to the ECB's Annual Report"},"content":{"rendered":"<ul>\n<li>El 96% de las empresas que atienden principalmente a clientes privados aceptaron efectivo y m\u00e1s del 90% continuar\u00e1 haci\u00e9ndolo en el futuro.<\/li>\n<li>El valor de los billetes aument\u00f3 el 1,8% hasta alcanzar los 1,57 billones de euros<\/li>\n<\/ul>\n<hr \/>\n<p>Madrid, 7 de junio de 2023. El Banco Central Europeo (BCE) acaba de publicar en su Informe Anual que el efectivo fue el m\u00e9todo de pago m\u00e1s utilizado en los puntos de venta de la zona euro en el a\u00f1o 2022, representando un 59% de los pagos, seg\u00fan se recoge en el informe sobre las actitudes de pago de los consumidores dentro del \u00e1rea del euro.<\/p>\n<p>En opini\u00f3n de la plataforma Denaria, a la vista de estos hechos es evidente que el efectivo es apreciado por los ciudadanos europeos, resulta esencial en la vida diaria de la UE y, una cuesti\u00f3n muy importante, continuar\u00e1 siendo as\u00ed en el futuro.<\/p>\n<p>El estudio indica tambi\u00e9n que el 96% de las empresas que cierran operaciones con clientes privados aceptan el efectivo como f\u00f3rmula de abono. El 90% asegura que mantendr\u00e1 esta pr\u00e1ctica en el futuro. Este trabajo estad\u00edstico se realiz\u00f3 entre octubre de 2021 y junio de 2022.<\/p>\n<p>\u201c<em>El efectivo sigue siendo el medio de pago m\u00e1s frecuente entre los ciudadanos europeos, con un bajo nivel de falsificaci\u00f3n. La circulaci\u00f3n de billetes en euros sigui\u00f3 creciendo en 2022, un 4,5 % en n\u00famero y 1,8% en t\u00e9rminos de valor, y se vio afectada principalmente por la guerra de Rusia en Ucrania y las subidas de los tipos de inter\u00e9s oficiales del BCE a partir de julio<\/em>\u201d, se\u00f1ala la autoridad monetaria europea.<\/p>\n<p><strong><span style=\"text-decoration: underline;\">Circulaci\u00f3n <\/span><\/strong><\/p>\n<p>La circulaci\u00f3n de billetes en euros alcanz\u00f3 los 29.500 millones de piezas a finales de 2022, con un valor total 1,57 billones de euros. Las tasas de crecimiento anual fueron del 4,5% en n\u00famero de piezas y del 1,8% en valor.<\/p>\n<p>El conflicto b\u00e9lico en Ucrania y la subida de los tipos de inter\u00e9s han sido los dos factores con mayor influencia en el dinero en circulaci\u00f3n durante el pasado a\u00f1o. \u201cLa invasi\u00f3n de Rusia a Ucrania gener\u00f3 una mayor demanda de billetes en euros en febrero y marzo de 2022, ya que la gente quer\u00eda tener suficientes fondos en caso de posibles interrupciones en el pago ecosistemas La demanda de billetes en euros se estabiliz\u00f3 a partir de abril de 2022\u201d.<\/p>\n<p>Asimismo, la subida de tipos del BCE a partir de julio de 2022 ha provocado el efecto de que los pr\u00e9stamos son m\u00e1s caros que las tenencias de fondos que devengan intereses. El resultado ha sido que \u201cuna peque\u00f1a parte de los billetes en euros en circulaci\u00f3n volvi\u00f3 al Eurosistema, con un efecto a la baja en la circulaci\u00f3n de billetes en euros\u201d.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-4240\" src=\"https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15.png\" alt=\"\" width=\"736\" height=\"437\" srcset=\"https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15.png 1570w, https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15-300x178.png 300w, https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15-1024x607.png 1024w, https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15-768x456.png 768w, https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15-1536x911.png 1536w, https:\/\/www.plataformadenaria.com\/wp-content\/uploads\/2023\/06\/captura-de-pantalla-2023-06-16-a-las-11.39.15-2048x1215.png 2048w\" sizes=\"(max-width: 736px) 100vw, 736px\" \/><\/p>\n<p>El efectivo se acept\u00f3 en el 95% de las transacciones en lugares f\u00edsicos de pago en toda la zona del euro, mientras que era posible pagar con instrumentos distintos al efectivo en el 81% de las transacciones.<\/p>\n<p>A la hora de valorar el comportamiento de las compa\u00f1\u00edas, el BCE asegura que \u201ces probable que el efectivo siga siendo relevante como m\u00e9todo de pago, ya que m\u00e1s del 90% de las empresas que actualmente aceptan efectivo tienen la intenci\u00f3n de seguir haci\u00e9ndolo en el futuro. La seguridad y la fiabilidad son los criterios m\u00e1s importantes para las empresas a la hora de decidir si aceptar un medio de pago\u201d.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El 96% de las empresas que atienden principalmente a clientes privados aceptaron efectivo y m\u00e1s del 90% continuar\u00e1 haci\u00e9ndolo en el futuro. El valor de los billetes aument\u00f3 el 1,8% hasta alcanzar los 1,57 billones de euros Madrid, 7 de junio de 2023. El Banco Central Europeo (BCE) acaba de publicar en su Informe Anual [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2332,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[],"class_list":["post-5264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-denaria-opinion"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cash was the most commonly used payment method at EU points of sale in 2022, according to the ECB&#039;s Annual Report - Denaria<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.plataformadenaria.com\/en\/2023\/06\/16\/cash-was-the-most-commonly-used-payment-method-at-eu-points-of-sale-in-2022-according-to-the-ecbs-annual-report\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cash was the most commonly used payment method at EU points of sale in 2022, according to the ECB&#039;s Annual Report - Denaria\" \/>\n<meta property=\"og:description\" content=\"El 96% de las empresas que atienden principalmente a clientes privados aceptaron efectivo y m\u00e1s del 90% continuar\u00e1 haci\u00e9ndolo en el futuro. 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