{"id":5263,"date":"2023-06-16T12:38:20","date_gmt":"2023-06-16T10:38:20","guid":{"rendered":"https:\/\/www.plataformadenaria.com\/2023\/06\/16\/el-efectivo-continuo-siendo-en-2022-el-medio-de-pago-mas-comun-en-la-eurozona-segun-el-bce\/"},"modified":"2024-04-20T10:07:02","modified_gmt":"2024-04-20T08:07:02","slug":"cash-will-continue-to-be-the-most-common-means-of-payment-in-the-eurozone-in-2022-according-to-the-ecb","status":"publish","type":"post","link":"https:\/\/www.plataformadenaria.com\/en\/2023\/06\/16\/cash-will-continue-to-be-the-most-common-means-of-payment-in-the-eurozone-in-2022-according-to-the-ecb\/","title":{"rendered":"Cash will continue to be the most common means of payment in the Eurozone in 2022, according to the ECB."},"content":{"rendered":"

El efectivo fue el m\u00e9todo de pago m\u00e1s com\u00fan en 2022 en la zona euro, representando un 59% del total de los pagos realizados, si bien solo contabiliz\u00f3 el 42% del valor de las transacciones, frente al 46% de los pagos con tarjeta, seg\u00fan pone de manifiesto el Informe Anual del Banco Central Europeo (BCE).<\/p>\n

\"La circulaci\u00f3n de billetes de euro sigui\u00f3 creciendo en 2022, un 4,5% en n\u00famero y un 1,8% en t\u00e9rminos de valor\", informa el organismo. De esta forma, el n\u00famero de billetes alcanz\u00f3 a finales de 2022 los 29.500 millones y sumaron una cuant\u00eda total de 1,57 billones de euros.<\/main>El BCE ha explicado que la invasi\u00f3n de Rusia a Ucrania deriv\u00f3 en una mayor demanda de billetes en euros en febrero y marzo de 2022, ya que la poblaci\u00f3n quer\u00eda disponer de fondos suficientes en caso de posibles interrupciones en los sistemas de pago. No obstante, la demanda de billetes en euros se estabiliz\u00f3 a partir de abril de 2022.<\/p>\n

Asimismo, las subidas de tipos acometidas por el BCE a partir del verano de 2022 provocaron que conservar efectivo fuera \"m\u00e1s caro\" en comparaci\u00f3n con instrumentos financieros que devengan intereses. Como resultado, ha se\u00f1alado el BCE, \"una peque\u00f1a parte del los billetes de euro en circulaci\u00f3n regresaron al Eurosistema\", lo que tuvo un efecto a la baja en su circulaci\u00f3n.<\/p>\n

Por otro lado, el BCE considera que \"probable\" que el efectivo \"siga siendo relevante como m\u00e9todo de pago\", ya que el 90% de las empresas seguir\u00e1n us\u00e1ndolo en el futuro por su \"seguridad y fiabilidad\". Igualmente, el 90% de los consumidores se mostraron satisfechos con su uso, pues consideraron que era \"bastante o muy f\u00e1cil acceder a un cajero autom\u00e1tico o a un banco\".<\/p>\n

En este sentido, la plataforma Denaria, asociaci\u00f3n que aglutina los intereses conjuntos alrededor de la defensa del efectivo, considera que, a la luz de estos datos, \"es evidente que el efectivo es apreciado por los ciudadanos europeos, resulta esencial en la vida de la UE y, una cuesti\u00f3n muy importante, continuar\u00e1 siendo as\u00ed en el futuro\".<\/p>\n

FALSIFICACI\u00d3N<\/p>\n

Adem\u00e1s, el BCE considera \"notablemente bajos\" los niveles de falsificaci\u00f3n de billetes, con una detecci\u00f3n de 13 billetes falsos por cada mill\u00f3n de ejemplares aut\u00e9nticos. As\u00ed, en 2022, se retiraron 376.000 billetes de euro falsos, lo que supuso un aumento del 8,4% respecto a 2021.<\/p>\n

Sin embargo, el BCE ha se\u00f1alado que, a pesar del incremento, el a\u00f1o pasado represent\u00f3 el segundo con menos billetes falsos en circulaci\u00f3n desde la introducci\u00f3n del euro.<\/p>\n

El organismo dirigido por Christine Lagarde ha achacado este aumento a la recuperaci\u00f3n de la actividad econ\u00f3mica tras eliminarse la mayor\u00eda de restricciones relacionadas con el coronavirus.<\/p>\n

En cuanto a los billetes, los de 20 y 50 euros siguieron siendo los m\u00e1s falsificados, con ambas denominaciones suponiendo algo menos de dos tercios del total identificados.<\/p>\n

Fuente: EuropaPress<\/a><\/span>, Bolsaman\u00eda<\/a><\/span>, El Confidencial Digital<\/a><\/span>, Negocios.com<\/a><\/span>, Merca2<\/a><\/span><\/p>\n

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<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

El efectivo fue el m\u00e9todo de pago m\u00e1s com\u00fan en 2022 en la zona euro, representando un 59% del total de los pagos realizados, si bien solo contabiliz\u00f3 el 42% del valor de las transacciones, frente al 46% de los pagos con tarjeta, seg\u00fan pone de manifiesto el Informe Anual del Banco Central Europeo (BCE). 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