{"id":16201,"date":"2025-09-03T20:38:47","date_gmt":"2025-09-03T18:38:47","guid":{"rendered":"https:\/\/www.plataformadenaria.com\/2025\/09\/03\/javi-cabello-divulgador-la-gente-no-esta-teniendo-el-temor-que-deberia-a-la-eliminacion-progresiva-del-dinero-en-efectivo-cuando-ocurra-quiero-ver-como-salimos-de-esa\/"},"modified":"2025-09-15T20:43:14","modified_gmt":"2025-09-15T18:43:14","slug":"javi-cabello-commentator-people-are-not-as-concerned-as-they-should-be-about-the-gradual-elimination-of-cash-when-it-happens-i-want-to-see-how-we-get-out-of-it","status":"publish","type":"post","link":"https:\/\/www.plataformadenaria.com\/en\/2025\/09\/03\/javi-cabello-commentator-people-are-not-as-concerned-as-they-should-be-about-the-gradual-elimination-of-cash-when-it-happens-i-want-to-see-how-we-get-out-of-it\/","title":{"rendered":"Javi Cabello: \u2018People are not as concerned as they should be about the gradual elimination of cash...\u2019"},"content":{"rendered":"<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 []\">Est\u00e1n quitando el <a href=\"https:\/\/www.lavanguardia.com\/dinero\/20250612\/10779824\/anton-diez-ex-banquero-j-p-morgan-dinero-efectivo-poco-rentable-20-anos-guardas-cuenta-corriente-debajo-colchon-acabara-perdiendo-mitad-valor-pvlv.html\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">efectivo<\/a> de forma silenciosa, como quien no quiere la cosa, pero llegar\u00e1 un d\u00eda en que pongan fecha y entonces veremos c\u00f3mo salimos de esa\u201d, advierte el divulgador Javi Cabello en una entrevista que ha concedido al podcast de Wall Street Wolverine. Su mensaje cada d\u00eda que pasa cobra m\u00e1s fuerza m\u00e1s entre quienes alertan de una transformaci\u00f3n <a href=\"https:\/\/www.lavanguardia.com\/dinero\/20250805\/10920959\/celia-rubio-experta-finanzas-hoy-dia-invertir-esta-alcance-10-50-100-mes-pvlv.html\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">econ\u00f3mica<\/a> que avanza con poca resistencia social. Para Cabello, la retirada del dinero f\u00edsico no es una cuesti\u00f3n de modernidad, sino una amenaza directa a lo poco que queda de libertad financiera.<\/p>\n<h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">Una moneda de cambio con muchos riesgos<\/h3>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">La digitalizaci\u00f3n de los pagos es un proceso imparable. Desde los pagos con m\u00f3vil hasta las transferencias inmediatas, la comodidad es innegable. Pero <a href=\"https:\/\/www.euronetatms.es\/que-pasaria-sociedad-sin-efectivo\/\" data-prosemirror-content-type=\"mark\" data-prosemirror-mark-name=\"link\">Euronet Worldwide<\/a>, una de las principales empresas de tecnolog\u00edas de pago, advierte que esta comodidad puede tener un precio muy alto: la exclusi\u00f3n de quienes no tienen acceso a estas herramientas. Hoy en d\u00eda, m\u00e1s de 2.000 millones de personas en el mundo no poseen una cuenta bancaria, seg\u00fan el Fondo Monetario Internacional (FMI) y el Banco Mundial. Por lo que, una sociedad completamente digital dejar\u00eda fuera a millones.<\/p>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Por si fuera poco, los 702 millones de personas que viven en extrema pobreza tambi\u00e9n quedar\u00edan excluidas del sistema. Si el dinero en efectivo desaparece, \u00bfc\u00f3mo podr\u00e1n estas personas subsistir en un entorno donde todo, incluso un caf\u00e9, requiere una cuenta o un m\u00f3vil inteligente?<\/p>\n<h3 data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"heading\" data-prosemirror-node-block=\"true\">El efectivo como \u00faltimo basti\u00f3n de privacidad y seguridad<\/h3>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Otra preocupaci\u00f3n que crece en paralelo a la digitalizaci\u00f3n total es la privacidad. A diferencia de los pagos electr\u00f3nicos, el dinero en efectivo no deja rastro. No exige compartir datos personales. Y eso es lo que lo convierte en un bien cada vez m\u00e1s inc\u00f3modo para ciertos intereses. Se han acostumbrado a que todo lo hagamos por la v\u00eda digital, y como no protestamos.<\/p>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Adem\u00e1s, se abre la puerta a nuevos escenarios de vulnerabilidad. Los fallos de sistema no son ciencia ficci\u00f3n: desde ca\u00eddas de servidores hasta desastres naturales que destruyen apagones. En ese contexto, el efectivo act\u00faa como red de seguridad. Es tangible, no depende de se\u00f1al, electricidad ni terceros. Algo que no se valora hasta que realmente se necesita.<\/p>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Desde un punto de vista m\u00e1s cotidiano, el uso de dinero f\u00edsico tambi\u00e9n facilita el control del gasto. M\u00e9todos como el de sacar una cantidad fija por semana y no tocar m\u00e1s siguen funcionando para muchas personas como estrategia de ahorro. En cambio, con una tarjeta o una app, resulta m\u00e1s dif\u00edcil mantener esa disciplina. Los pagos invisibles se notan en el bolsillo digital a final de mes.<\/p>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Por \u00faltimo, el cambio tecnol\u00f3gico no es igual de accesible para todos. Hay sectores de la poblaci\u00f3n, especialmente mayores de 50 a\u00f1os, que no han sido formados en competencias digitales. Para ellos, enfrentarse a un cajero autom\u00e1tico ya supone un reto; hacerlo sin opci\u00f3n de recurrir al dinero en met\u00e1lico puede ser directamente una condena a la dependencia.<\/p>\n<p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\">Fuente: <a href=\"https:\/\/www.lavanguardia.com\/dinero\/20250903\/11006868\/javi-cabello-divulgador-gente-esta-teniendo-temor-deberia-eliminacion-progresiva-dinero-efectivo-ocurra-quiero-ver-como-salimos-pvlv.html\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>La Vanguardia<\/strong><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Est\u00e1n quitando el efectivo de forma silenciosa, como quien no quiere la cosa, pero llegar\u00e1 un d\u00eda en que pongan fecha y entonces veremos c\u00f3mo salimos de esa\u201d, advierte el divulgador Javi Cabello en una entrevista que ha concedido al podcast de Wall Street Wolverine. Su mensaje cada d\u00eda que pasa cobra m\u00e1s fuerza m\u00e1s [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2348,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-16201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Javi Cabello: \u2018People are not as concerned as they should be about the gradual elimination of cash...\u2019 - Denaria<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.plataformadenaria.com\/en\/2025\/09\/03\/javi-cabello-commentator-people-are-not-as-concerned-as-they-should-be-about-the-gradual-elimination-of-cash-when-it-happens-i-want-to-see-how-we-get-out-of-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Javi Cabello: \u2018People are not as concerned as they should be about the gradual elimination of cash...\u2019 - Denaria\" \/>\n<meta property=\"og:description\" content=\"Est\u00e1n quitando el efectivo de forma silenciosa, como quien no quiere la cosa, pero llegar\u00e1 un d\u00eda en que pongan fecha y entonces veremos c\u00f3mo salimos de esa\u201d, advierte el divulgador Javi Cabello en una entrevista que ha concedido al podcast de Wall Street Wolverine. 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