{"id":15243,"date":"2025-04-24T12:51:51","date_gmt":"2025-04-24T10:51:51","guid":{"rendered":"https:\/\/www.plataformadenaria.com\/2025\/04\/24\/hacienda-empezara-a-multar-por-retirar-dinero-efectivo-sin-avisar-estos-son-los-motivos\/"},"modified":"2025-06-18T12:54:23","modified_gmt":"2025-06-18T10:54:23","slug":"the-tax-authorities-will-start-fining-for-unannounced-cash-withdrawals-these-are-the-reasons-why","status":"publish","type":"post","link":"https:\/\/www.plataformadenaria.com\/en\/2025\/04\/24\/the-tax-authorities-will-start-fining-for-unannounced-cash-withdrawals-these-are-the-reasons-why\/","title":{"rendered":"The tax authorities will start fining for unannounced cash withdrawals: these are the reasons why"},"content":{"rendered":"<p data-renderer-start-pos=\"4\">Aunque los expertos advierten que \"se est\u00e1 limitando el acceso al efectivo\" en favor de los <a class=\"css-1rn59kg\" title=\"https:\/\/www.eleconomista.es\/mercados-cotizaciones\/noticias\/13324320\/04\/25\/el-bce-calcula-que-el-euro-digital-sustituira-a-5-de-cada-10-euros-en-efectivo.html\" href=\"https:\/\/www.eleconomista.es\/mercados-cotizaciones\/noticias\/13324320\/04\/25\/el-bce-calcula-que-el-euro-digital-sustituira-a-5-de-cada-10-euros-en-efectivo.html\" data-testid=\"link-with-safety\" data-renderer-mark=\"true\">medios de pago digitales<\/a>, es innegable que la mayor\u00eda de consumidores utiliza todav\u00eda dinero en met\u00e1lico para pagar sus transacciones diarias: la cesta de la compra, unos pantalones, medicamentos, etc., a veces incurriendo en un delito sin darse cuenta. De hecho, para controlar los movimientos de billetes de euro y evitar el blanqueo de capitales, Hacienda utiliza un sistema de sanciones para los que ingresen o retiren ciertas cantidades de efectivo del cajero sin justificar.<\/p>\n<p data-renderer-start-pos=\"578\">En este sentido, desde la Agencia Tributaria recuerdan que hacer ingresos o retiradas de elevadas cantidades de dinero en un cajero <strong data-renderer-mark=\"true\">podr\u00eda traernos millonarias consecuencias,<\/strong> al igual que si pagamos en efectivo compras de precio elevado.<\/p>\n<h5 data-renderer-start-pos=\"817\">Cuidado con los cajeros<\/h5>\n<p data-renderer-start-pos=\"842\">Para reforzar el control sobre el efectivo y arrinconar a la econom\u00eda sumergida que tanto da\u00f1o hace a las arcas p\u00fablicas, las entidades bancarias est\u00e1n obligadas por ley a avisar a Hacienda de <strong data-renderer-mark=\"true\">todos los movimientos que realizados en cajeros que sean<\/strong> -tanto ingresos como retiradas- <strong data-renderer-mark=\"true\">superiores a 3.000 euros<\/strong>, as\u00ed como los que utilicen billetes de 500 euros.<\/p>\n<p data-renderer-start-pos=\"1200\">De la misma forma, tambi\u00e9n se investigar\u00e1n las <strong data-renderer-mark=\"true\">operaciones de importes inferiores que se repitan con frecuencia,<\/strong> como ingresos de 600 o 700 euros y retiradas de 800, por ejemplo, al considerarse sospechosas.<\/p>\n<h5 data-renderer-start-pos=\"1409\">Esencial guardar recibos<\/h5>\n<p data-renderer-start-pos=\"1435\">En caso de no poder justificar la procedencia del dinero, y seg\u00fan lo establecido en la Ley 10\/2010 de prevenci\u00f3n del blanqueo de capitales y de la financiaci\u00f3n del terrorismo, la persona <strong data-renderer-mark=\"true\">podr\u00eda ser sancionada con una multa de m\u00e1s de 150.000 euros<\/strong> seg\u00fan <a class=\"css-1rn59kg\" title=\"https:\/\/www.eleconomista.es\/legal\/noticias\/13326732\/04\/25\/cobra-el-subsidio-por-desempleo-para-mayores-de-52-anos-y-viaja-a-marruecos-4-veces-sin-avisar-el-sepe-le-quita-la-ayuda-y-le-multa-con-mas-de-8500-euros.html\" href=\"https:\/\/www.eleconomista.es\/legal\/noticias\/13326732\/04\/25\/cobra-el-subsidio-por-desempleo-para-mayores-de-52-anos-y-viaja-a-marruecos-4-veces-sin-avisar-el-sepe-le-quita-la-ayuda-y-le-multa-con-mas-de-8500-euros.html\" data-testid=\"link-with-safety\" data-renderer-mark=\"true\">la gravedad de la infracci\u00f3n.<\/a><\/p>\n<p data-renderer-start-pos=\"1719\">Es por esto que desde el Banco de Espa\u00f1a recomiendan <strong data-renderer-mark=\"true\">guardar todos los tickets, recibos, contratos y cualquier tipo de documentaci\u00f3n necesaria<\/strong> para explicar el origen de ese dinero que hemos ingresado en el banco o para qu\u00e9 lo vamos a utilizar si se trata de una retirada.<\/p>\n<p data-renderer-start-pos=\"1993\">Cabe mencionar que en lo referente <strong data-renderer-mark=\"true\">a las transferencias tambi\u00e9n existen ciertas restricciones<\/strong>. As\u00ed, los bancos est\u00e1n igualmente obligados a avisar a Hacienda cuando se realicen por valores superiores a los 6.000 euros, teniendo que justificar la procedencia del dinero <strong data-renderer-mark=\"true\">siempre que superen los 10.000 euros.<\/strong><\/p>\n<h5 data-renderer-start-pos=\"2301\">Pagos en efectivo limitados a 1.000 euros<\/h5>\n<p data-renderer-start-pos=\"2344\">La normativa tambi\u00e9n establece que <strong data-renderer-mark=\"true\">no podr\u00e1n pagarse en efectivo las transacciones comerciales superiores a 1.000 euros.<\/strong> En caso de hacerlo la Agencia Tributaria podr\u00eda requerir a las partes intervinientes los justificantes de pago para comprobar que no han incurrido en fraude financiero.<\/p>\n<p data-renderer-start-pos=\"2635\">Burlar esta regulaci\u00f3n conllevar\u00eda enfrentarse al pago de <strong data-renderer-mark=\"true\">una multa del 25% de la cantidad que se pag\u00f3 en efectivo.<\/strong> A modo de ejemplo, si pagamos 3.000 euros en met\u00e1lico, la multa corresponder\u00eda al 25% de dicha cifra, unos 750 euros, y as\u00ed sucesivamente.<\/p>\n<p data-renderer-start-pos=\"2891\">Fuente: <a href=\"https:\/\/www-eleconomista-es.cdn.ampproject.org\/c\/s\/www.eleconomista.es\/legal\/amp\/13332291\/hacienda-empezara-a-multar-retirar-dinero-efectivo-sin-avisar\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>El Economista<\/strong><\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aunque los expertos advierten que \"se est\u00e1 limitando el acceso al efectivo\" en favor de los medios de pago digitales, es innegable que la mayor\u00eda de consumidores utiliza todav\u00eda dinero en met\u00e1lico para pagar sus transacciones diarias: la cesta de la compra, unos pantalones, medicamentos, etc., a veces incurriendo en un delito sin darse cuenta. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2348,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-15243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The tax authorities will start fining for unannounced cash withdrawals: these are the reasons why - Denaria<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.plataformadenaria.com\/en\/2025\/04\/24\/the-tax-authorities-will-start-fining-for-unannounced-cash-withdrawals-these-are-the-reasons-why\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The tax authorities will start fining for unannounced cash withdrawals: these are the reasons why - Denaria\" \/>\n<meta property=\"og:description\" content=\"Aunque los expertos advierten que &quot;se est\u00e1 limitando el acceso al efectivo&quot; en favor de los medios de pago digitales, es innegable que la mayor\u00eda de consumidores utiliza todav\u00eda dinero en met\u00e1lico para pagar sus transacciones diarias: la cesta de la compra, unos pantalones, medicamentos, etc., a veces incurriendo en un delito sin darse cuenta. 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